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Company Name:
Carrington
Approximate Salary:

Location:
Anaheim, California
Country:
United States
Industry:
Other
Position type:
Unspecified
Experience level:
Education level:

Specialist, Pre-Foreclosure Referral


Carrington


Job ID 2017-5598

Job Locations
US-CA-Anaheim

Position Category Servicing

Company Carrington Mortgage Services, LLC

Position Type Regular


Overview:

FOUNDED IN 2003, Carrington has evolved from a mortgage credit asset manager into a vertically-integrated financial services company that covers virtually every aspect of the single family residential real estate transaction, including investment in U.S. real estate and mortgage markets, loan origination and servicing, asset management and property preservation, real estate sales and rental, and title and escrow services. Carrington has built the infrastructure necessary to maximize value during any market cycle.



Due to our continuous growth, Carrington Mortgage Services is seeking a Pre-Foreclosure Referral Specialist for our Anaheim, CA office.

Responsibilities:

The Pre-Foreclosure Referral Specialist will review loan accounts with expired breach notifications and validate eligibility for pre-foreclosure referral. Perform due diligence on loss mitigation waterfall, collections history, asset review and borrower status. Verify compliance with all federal and state guidelines for the predisposition of foreclosure accounts.


  • Audit state specific Notice of Intent to Foreclose (NOI) and related delinquency notices.
  • Perform comprehensive loan level review to reconcile all applicable loss mitigation options and/or default remedies were attempted.
  • Complete review of foreclosure referral checklist to substantiate eligibility for first legal action.
  • Document loan level audit results and report daily to department supervisor for timeline adherence.
  • Refer loan files for foreclosure as appropriate, based on department policies and procedures.
  • When applicable, request/validate Notice of Intent to Foreclose (NOI) on loans according to specific state guidelines and timelines.
  • Request/validate all required letters in accordance to FHA HUD and MHA requirements and timelines.
  • Identify and refer loan files for possible charge-off, according to department policies and procedures.
  • Maintain consistent attendance to ensure fulfillment of essential duties and responsibilities.
  • Perform skip tracing on loans where no contact information is available.
  • Request property chases and/or inspections as needed.
  • Perform other duties as assigned.


Qualifications:

  • High school diploma or equivalent work experience.
  • One (1) to two (2) years' loan servicing or related industry experience preferred.
  • Knowledge of Fair Debt Collection Practices Act required.
  • Knowledge of relevant and industry-specific computer software preferred.
  • Knowledge of FHA, VA, USDA, and HAMP loan modification preferred.


EEO/AAP Employer


Carrington is an Equal Opportunity Employer and does not discriminate on the basis of race, gender, ethnicity, religion, national origin, age, disability, veteran status, or on any other basis prohibited by law.

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