Deposit Operations Generalist

Deposit Operations Generalist 

(within our office locations in: LA, KY, AL, MI, IL, MO, KS, MS, TN, TX)

Liberty Bank and Trust is a part of history, and we don’t take our success or the privilege of serving our customers lightly. Liberty and our legacy institutions, with branches in 11 states, have stood steadfastly with underserved and often-forgotten communities for over 100 years.

We are growing and building our team with people who want to expand their horizons and surround themselves with inclusive, mission-driven peers who want to positively impact communities and families.

Our mission is to carry on the vital work of generations of black-owned bank operators by preserving and providing access to affordable financial products and services to traditionally underserved markets. Liberty has been a lifeline for many who have pursued dreams of homeownership, growing businesses, providing for college, or even starting lifelong careers.

We strive to be as resilient as the people we serve. Whether it’s a community, a burgeoning business, or untapped talent, we believe in the possibility of financial freedom.

Liberty’s Bank and Trust’s Best-in-Class Benefits and Perks: 

As you might expect, we value every member of our team. That's why we offer competitive pay and an extensive benefits package, including:

• Comprehensive Medical, Dental, Vision, and Life Insurance
• Solid Work/Life Balance, including PTO and paid holidays
• Financial wellness, including an FSA 401K and match, Educational Reimbursement, and Life Insurance
• Family assistance, including Adoption Assistance and EAP/Health and Welfare Assistance
• Growth opportunities, including Training and Development and Leadership Development
• Substantial perks, including Online Marketplace* discounts on a variety of goods and services, ERG/ Ambassador Group, and Free and reduced-rate bank services 

We do our best to ensure Liberty Bank and Trust is an incredible place to work and build a career. We want you to learn, grow, and share in the success you help create. There is also a future opportunity for growth within the company.

As the Deposit Operations Generalist, you will support a range of functions within the Deposit Operations department, ensuring smooth processing of transactions, compliance with regulatory requirements, and excellent service to internal and external customers. You will be cross-trained in all departmental tasks but assigned specific tasks as daily responsibilities. Your specific daily tasks will include extensive item review, end-of-day real-time payments, Fed Now Balancing, debit card balancing, return mail management, and reporting.

To succeed as the Deposit Operations Generalist, you should have:

• A high school diploma or GED is required; 1-3 years of experience in deposit operations or related fields are preferred; an associate's degree or higher is a plus.

• Understanding of financial regulations, compliance requirements, and financial reporting standards.
• Skilled in using banking software and performing accurate data entry.
• Demonstrates the ability to manage multiple tasks efficiently with attention to detail and accuracy.
• Ability to communicate effectively and work well with others, adapting to changing tasks.

Deposit Operations Generalist’s Responsibilities: 

• Transaction Processing: You will handle various deposit transactions, including ACH, wire transfers, chargebacks, and account adjustments.
• Account Maintenance: Manage non-post items and account reconciliations and handle exceptions for various deposit accounts.
• Reconciliation and Reporting: Balance general ledger accounts, prepare reports, and assist with daily reconciliations.
• Compliance and Documentation: Provide accurate records and documentation to ensure adherence to bank policies and regulations and assist with audits.
• Cross-training and Flexibility: Be cross-trained in key functions, handle specific daily tasks, and provide coverage for other roles as needed.

We're ready to talk about what's next, and if you are too, please apply today!  

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.