Job description
Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.
The world of payments is undergoing a rapid transformation, and real-time payments (RTP) are at the forefront of this change. As the Real Time Payments Product Owner, you'll play a pivotal role in shaping the future of our organization's RTP offerings.
As our Senior Product Manager you will:
- Define and own product roadmap, go-to-market and commercialization strategy
- Advocate for client needs, integrate client feedback in the strategy and product roadmap
- Develop and maintain Real-time Payments proposition for commercial and institutional banking clients
- Collaborate with sales and coverage to actively engage clients in consultative dialogue
- Account for product performance, profitability, product roadmap and backlog mgmt
- Partner closely with cross-functional teams to develop digital day 1 propositions, simplifying experience for external and internal stakeholder, on-boarding and service teams
- Own target segmentation to ensure the product fit and superior client experience
For this role, HSBC targets a pay range between $122,000.00 and $183,000.00
The final fixed pay offer will depend on the candidate and a number of variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.
At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”). Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well-being, finances, and lifestyle.
You´ll likely have the following qualifications to succeed in this role:
- Bachelors/Masters Degree in a business management
- Deep understanding of real-time payments ecosystems (RTP) like RTP networks, regulations, and settlement processes
- Knowledge of traditional payment methods and how they compare to RTP
- Proven track record of bringing payment products to market, from ideation to launch and beyond
- Strong analytical skills to assess market trends, customer needs, and competitor offerings
- Ability to translate product strategy into actionable business plans that drive growth and profitability
In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the U.S. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.
As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming, diverse and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!
All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.
